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Privacy Statement
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Thank
you for visiting the Nationwide Agribusiness Web
site! We have created this privacy statement to tell
you
how we will use and disclose the information you
provide us when you visit this Web site.
We value you as a customer and respect
your right to privacy. We know that you purchase our
products and services because you trust that we will
stand
behind our promises. We pledge our commitment to treat your information responsibly,
and we created this privacy policy to show you that we are working hard to
protect your privacy.
Information
sharing and opt out
We do not sell your personal information to anyone for any reason. We do not
share it, except for the reasons described below, which are permitted by federal
and state law. Therefore, there is no need for you to opt out. If we change
our policy, we will tell you and give you a chance to opt out before we share
your information.
Confidentiality
and Security
We use physical and technical safeguards to protect your information. We restrict
access to your information to those who need it to perform their jobs. Third-party
business partners are bound by law to use the information only for our purposes.
They may not disclose it or use it in any other way. We comply with all data
security laws.
Collecting
your personal information
We collect personal information about you from different sources. For example,
we collect information you send us on applications and forms. We also collect
information from your transactions with our sister companies, others, or us.
We may collect information from a consumer-reporting agency or a medical provider.
This collection depends on the product or service you request.
Disclosing
your personal information
We do not sell your information to anyone. We may disclose this information
to a business that carries out services and marketing for us. We may disclose
your information as required or permitted by law. We may disclose your information
for a legal or regulatory purpose. These include the following types of information.
- We
may disclose information we receive from you on
applications or other forms. This may include your
name, address, beneficiaries, Social Security number
and family member information. This may also include
assets, income, and the property address and value.
- We
may disclose information from your transactions
with our sister companies, or us. This may include
your account balance, policy coverage, and payment
history. This may also include premium paid, preferences,
claims, and purchase method.
- We
may disclose information we receive from a consumer-reporting
agency or other report. This may include, your
credit report, motor vehicle and driver data. This
may also include medical and employment data, loss
history reports, and other driver data. This disclosure
depends on the products you select.
- We
may disclose information to companies that perform
marketing services on our behalf. As permitted
by law, we may disclose some information to other
financial institutions with which we have joint
marketing agreements.
Internet
Policies
What
information do we collect from Web sites?
We may collect the information you provide when you:
- Request
information from one of our Web sites
- Use
online tools and calculators
- Apply
online for products
- Subscribe
to online services
- Complete
an online form
- Conduct
transactions online
- Apply
for a job online
We
contract with certain unaffiliated business partners
who help us deliver online products and services.
They may keep the information you provide. Other
online activities are listed below.
Visitor
Data
- We
collect site-aggregate and customer-specific information
about the pages you view on our site. We log IP
addresses, browser and platform types, domain names,
access times and referral data. We also collect
information a customer volunteers on surveys and
electronic forms. This information is used to improve
our Web sites.
- We
gather data on our Web sites. This is a standard
industry practice and is used to find out how visitors
use our site. We collect aggregate information
on the public areas of our Web site. We also collect
information on an individual basis on areas of
our Web site that require visitors to logon using
an ID and password. We may collect the following
data:
- How
many people visit our Web site
- The
pages they visit and the features they use
- How
long they stay on our Web site
- The
Web site people come from before reaching our Web site
Use
of "Cookies"
We
store a cookie on a your computer when you visit
our Web site. A cookie is a tiny piece of information
that is required to create and maintain a secure
session. Cookies let you request information and
do business online. Cookies do not have confidential
or personal information. They do not track a user
after leaving our Web site. We use a third-party
tracking utility, which may set cookies, to analyze
how users move within our Web site.
Other
Online Security
We
also use a Secure Sockets Layer (SSL). This keeps
all information confidential when it is sent between
our Web site and your computer.
E-mail
We
keep the e-mail you send to us. If you agree to receive
e-mail messages from us, we will keep the information
you give us to send e-mail of specific interest to
you. If you choose to send us e-mail, we keep your
e-mail, your e-mail address, and our reply. Please
be careful about the information you give us in e-mail.
As with any public Web site, this communication may
not be secure.
Web
Links
It
is important to note that other companies or organizations
may have links on Our Web sites. We are not responsible
for the collection, use, or security of information
by the companies or organizations outside of the
Nationwide family of companies. Please read the privacy
policy of Web sites reached through the use of links
from our Web sites.
Why
do we collect information on our Web sites?
We or our business partners use the information from
our Web sites for many purposes:
- Edits
and feedback
- Marketing
and promotions
- Analysis
of user behavior
- Product
development
- Content
improvement
- Informing
advertisers how many visitors have seen or clicked
on their advertisements
- Customize
Web site content and layout
What
happens if we change our privacy policy?
If we decide to change our privacy policy, we will
post the changes on our homepage. This way you
always know what information we collect, how we
use
it, and under what circumstances we disclose it.
If
we decide to use your personal information in a different
way than for the use that we told you when we collected
it, we will notify you by posting a note on our Web
site for 30 days.
Questions?
We value our customers and want you to understand
how we use the information we collect. Please contact
us if you have any questions about our privacy
policy.
We
will provide you a copy of your personal information
that we control and can reasonably retrieve. To access
your information, you must provide the following: All
policy numbers you want to access.
- Please
sign your request and have your signature notarized.
This ensures the identity of the person requesting
the information.
- We
do not currently charge a fee to cover the cost
of providing you with a copy of this information.
However, we do reserve the right to charge a small
fee in the future.
- You
may request that we correct your personal information
in our files. Please note that we do not control
information provided by third parties. So, you
will need to contact the third party to correct
any information from them.
- Sometimes
we obtain your consumer or credit report. If so,
you may request the credit-reporting agency's name
and address. You may ask the agency to give you
a copy of your report.
Please
submit any inquiries to us at:
Nationwide Agribusiness/Farmland Insurance
1100 Locust St. Dept. 3000
Des Moines, IA 50391-3000
Please
include, in all correspondence, your name, current
address, policy number, and agent name and number,
if known. For changes to information that we control,
such as your name and address, please contact your
agent. You may also contact our Service Center at
the toll-free phone number on your policy (800-228-6700).
This
privacy statement describes our privacy practices
for both current and former customers. We will provide
one copy of this notice to joint policy or contract
holders; please share this information with everyone
covered by your policy or contract. If you request,
we will send more copies of this statement.
Thank you for choosing Nationwide
Agribusiness.
We look forward to building a lifetime relationship
with you.
Nationwide
Agribusiness Insurance Company
Farmland
Mutual Insurance Company
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